Wells Fargo Autograph Card | Credit card

How to Maximize Rewards with the Wells Fargo Autograph Card

Use the Wells Fargo Autograph Card to pay for all restaurant meals, travel purchases, monthly streaming fees and your monthly phone bill to maximize your cash back earnings. You can also use the card for all gasoline purchases.

Then choose to redeem your rewards from a variety of options: while traveling, as statement credit, to purchase gift cards, or whenever you pay with PayPal.

Comparisons with other credit cards

Annual subscription : Neither card charges an annual fee.

Awards: The Wells Fargo Autograph Card earns three points per dollar on dining, travel, public transportation, popular streaming services, phone plans, and gas stations, and one point on all other qualifying purchases. Find out Cash Back earns 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay with PayPal, up to the quarterly maximum when you pay with PayPal. activate.

Signup Bonuses: Spend $1,500 in the first three billing cycles and earn $300 in cash back with the Wells Fargo Autograph Card. Although Discover it Cash Back doesn’t have a typical sign-up bonus, Discover will match any cash back you earn in the first year.

Advantages: With the Wells Fargo Autograph Card, you can redeem your cash back rewards for travel, statement credits and gift cards, or when you pay with PayPal. You also have access to the premium benefits offered by Visa Signature Concierge. Find out Cash Back comes with zero-liability fraud protection, free access to your FICO credit score, and alerts if your social security number appears on a risky website.

Annual subscription : The Wells Fargo Autograph card charges no annual fee and the Blue Cash Preferred card from American Express charges an annual fee of $95.

Awards: The Wells Fargo Autograph Card earns three points per dollar on dining, travel, public transportation, popular streaming services, phone plans, and gas stations, and one point on all other qualifying purchases. With the Blue Preferred Card from American Express, you can earn 6% cash back on up to $6,000 in US supermarket purchases each calendar year, 6% cash back on select streaming service subscriptions US, 3% at US gas stations and public transit, and 1% on other purchases.

Welcome bonus: Spend $1,500 in the first three billing cycles and earn $300 in cash back with the Wells Fargo Autograph Card. With Blue Cash Preferred, get a $350 credit after spending $3,000 on purchases on your new card in the first six months.

Advantages: With the Wells Fargo Autograph Card, you can redeem your cash back rewards for travel, statement credits and gift cards, or when you pay with PayPal. You also have access to the premium benefits offered by Visa Signature Concierge. With the Blue Cash Preferred card from American Express, you’ll have access to entertainment options through American Express Experiences, as well as travel assistance services and rental car protection.

What are the fees associated with the Wells Fargo Autograph Card?

  • Annual subscription : The Wells Fargo Autograph Card does not charge an annual fee.
  • Foreign transaction fees: The card does not charge any foreign transaction fees.
  • Balance Transfer Fee: The balance transfer fee is 3% of the amount of each balance transfer with a minimum of $5 for three months from account opening. After that, balance transfer fees can be as high as 5% for each balance transfer, with a minimum of $5.
  • Cash advance fees: The cash advance fee is 5% of the cash advance with a minimum of $10.
  • Penalty fee: Cardholders will pay up to $40 for a late payment.

Should you get the Wells Fargo autograph card?

  • Prefer multiple redemption options for your rewards.
  • Spend a significant amount on dining out, travel, streaming, phone plans, and/or gas and want no spending limits on your earned rewards.
  • You don’t need to earn high points per dollar on your grocery purchases.

About Carlos V. Mitchell

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